My Experience As a businessperson, Michael understands the complexities of business and personal financial planning. His top priority is to enhance the lives and financial independence of those with whom he works. Michael believes in long-term relationships built around trust and honest, open communication. He has advised individuals, as well as corporations, and regularly holds seminars on financial topics of public interest.As an associate of Northeast Planning Associates, Inc., Michael provides comprehensive financial planning on a fee basis. He specializes in non-qualified deferred compensation plans, retirement planning, investment planning, estate planning, pension and profit sharing, asset allocation models and passive and active investment strategies to help his clients prepare for financial independence.As a public speaker, Michael has moderated courses in Personal Estate & Retirement Planning and Personal Financial Services. He speaks regularly at financial planning seminars for the public which focus on retirement planning. On the corporate side, Michael has consulted with many corporation presidents, numerous medical practices, and business owners.Michael takes great pride in continued education, personally, and professionally. Prior to beginning his financial planning career, he received a Bachelor of Science in Business Administration with concentrations in management and marketing from the University of Maine in Orono and a Master’s degree in Business Administration from the University of Maine Graduate School of Business. He lives in Pittsfield, Maine with his wife, Mareshah.